money stuff,
finally
making sense.
your AI
finance companion
has opinions.
Chippy is built into CashTrack and reads your spending patterns, assigns you a spending persona, and gives you weekly roast-reports that are somehow motivating. Chippy doesn't have a gender — it's whatever you want it to be.
your UPI
doesn't lie.
now you can't.
Every UPI payment, every SMS transaction — logged and categorized automatically. No manual entry, ever.
beautiful charts
for ugly spending
habits.
Beautiful charts and breakdowns that show exactly where your money goes. Weekly, monthly, or custom ranges.
"baad mein
deta hoon" is
not a plan.
Scan any receipt with OCR, split equally or by item. At 1/8th the cost of premium alternatives.
chat, split,
settle — in
one place.
Create groups, chat, share photos, and split expenses — all without leaving the app.
don't just take our word for it.
What early beta users are saying about CashTrack.
"Never thought an app roasting me would actually fix my spending habits. Chippy's weekly call-outs hit way too close to home."
"The UPI auto-tracking is crazy. I didn't even have to link my bank login – it just quietly maps every chai and maggi I buy."
"Splitting flat expenses used to be a nightmare of Excel sheets. Now we just drop the grocery bill in the group chat and it settles the rolling math."
"Seeing my spending trends mapped out made me realize I blow way too much cash on weekends. It's simple, straightforward, and the UI is gorgeous."
"As an engineer, I highly appreciate the privacy-first architecture. It processes transactions locally without invasive bank access, and the performance is flawless."
"The day-wise analytics let me literally pinpoint the exact days my budget falls apart. Best beta access I've ever signed up for."
"Restaurant bill splits have become way too easy. I just snap a pic of the receipt, and it automatically divides all the items. Group dinners are no longer a math test."
"Never thought an app roasting me would actually fix my spending habits. Chippy's weekly call-outs hit way too close to home."
"The UPI auto-tracking is crazy. I didn't even have to link my bank login – it just quietly maps every chai and maggi I buy."
"Splitting flat expenses used to be a nightmare of Excel sheets. Now we just drop the grocery bill in the group chat and it settles the rolling math."
"Seeing my spending trends mapped out made me realize I blow way too much cash on weekends. It's simple, straightforward, and the UI is gorgeous."
"As an engineer, I highly appreciate the privacy-first architecture. It processes transactions locally without invasive bank access, and the performance is flawless."
"The day-wise analytics let me literally pinpoint the exact days my budget falls apart. Best beta access I've ever signed up for."
"Restaurant bill splits have become way too easy. I just snap a pic of the receipt, and it automatically divides all the items. Group dinners are no longer a math test."
"Never thought an app roasting me would actually fix my spending habits. Chippy's weekly call-outs hit way too close to home."
"The UPI auto-tracking is crazy. I didn't even have to link my bank login – it just quietly maps every chai and maggi I buy."
"Splitting flat expenses used to be a nightmare of Excel sheets. Now we just drop the grocery bill in the group chat and it settles the rolling math."
"Seeing my spending trends mapped out made me realize I blow way too much cash on weekends. It's simple, straightforward, and the UI is gorgeous."
"As an engineer, I highly appreciate the privacy-first architecture. It processes transactions locally without invasive bank access, and the performance is flawless."
"The day-wise analytics let me literally pinpoint the exact days my budget falls apart. Best beta access I've ever signed up for."
"Restaurant bill splits have become way too easy. I just snap a pic of the receipt, and it automatically divides all the items. Group dinners are no longer a math test."
three steps.
that's it.
Download CashTrack
Get the app and sign up in seconds. No bank linking, no KYC, no waiting.
Grant SMS Access
CashTrack reads your transaction messages to auto-log expenses instantly. Everything is stored locally, so you don't need to worry about privacy.
Track & Save
View insights, split bills with friends, and build better money habits.
got
questions?
Everything you need to know about CashTrack. Can't find an answer? Reach out on Instagram.
Ask us on Instagram →join the
early
access.
Be the first to get the app and unlock 1 year of free premium features.
Join the exclusive testing phase, shape the future of CashTrack alongside us, and unlock forever-free perks before we go public.